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  • How to pick the right financial planner

    first_imgWhen it comes to financial planning, the first question that comes to mind for most people is whether or not they really need professional help. You can absolutely handle your own money and there is no problem with that, but it is much like doing your own repairs on a leaky sink. Some people have the knowhow to fix it, while others may need more than a plumber after they try and do it themselves. Fortunately, when it comes to your finances, there’s no risk of water damage.Now there is no substitute for financial education when it comes to your money, but having an expert advisor can help you meet your financial goals faster. Depending on your goals there are many different types of experts you could go to. Financial counselors, tax preparers, investment advisors and stockbrokers just to name a few. No matter who you decide would be most beneficial to help you achieve your financial goals, make sure you pick the right one. Here are some tips:1. Consider how they make their money – Depending on which type of advisor they are, how they get paid can tell you quite a bit about your potential future. Some make their money by selling you a specific product and others charge a percentage for assets under management.2. Look at all of their credentials – There are a good number of licenses and certifications that financial professionals can achieve. Make sure that they are legitimate and current by seeing who administers the designation and call to verify if it is valid.3. Get to know them – Personal finance can be taboo subject in polite company, and is often avoided in normal conversation. However, beyond how good they may be at their job, you have to get along with them to be comfortable enough to discuss sensitive and stressful talks about money.4. Look at their current clientele – Ask your potential advisor what kinds of clients they currently manage money for and whether they have similar assets to your own. If they are used to managing billionaires’ accounts, they may not know how best deal with yours.5. Understand fiduciary vs. suitability standards – Fiduciary means that the advisor has pledged to act in the client’s best interests at all time. Those who are not fiduciaries are often held to a lesser standard. Known as sustainability standard this means they just have to sell things that are suitable to you, not necessarily ideal 55SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Tyler Atwell Web: www.cuinsight.com Detailslast_img read more

  • Community Testing and Survey Almost Complete

    first_img Sharing is caring! LifestyleLocalNews Community Testing and Survey Almost Complete by: – June 3, 2020 Share Share 133 Views   no discussionscenter_img Tweet Share Dr Shalauddin Ahmed at Min of Health Press BriefingThe Ministry of Health is reporting that its Community Testing Programme is going well with 72% of the 600 households to be sampled tested so far.Epidemiologist, Dr Shalauddin Ahmed said Friday that 800 individuals have been tested; two reacted to the rapid tests but were later cleared by molecular testing. Dr Ahmed said those individuals may have developed antibodies to the virus.This happens if infection occurred in the body and was successfully eliminated.He explained that, “Ninety-nine per cent of the participants were non-reactive to the rapid test so based on the information that is available at this time, it is very likely that there is no community transmission.“In general, the people are very receptive especially in Laplaine, St Joseph and Grandbay health districts. The response from these three health districts is 100%. Our active surveillance continues and the Ministry of Health will keep the government and general public duly informed and updated.”The Health Ministry says only the Roseau Health district, the largest, will be left to complete its allotted number of home tests. Dr Ahmed said that by early this week, the community testing and surveys will be complete.The approach was to conduct these tests in 600 random homes in all seven health districts.Dr Ahmed assures that the final analysis will be reported to the public.last_img read more

  • Ellsworth girls’ basketball team advances to quarterfinals

    first_img Drive-thru flu shot clinics scheduled – September 18, 2020 Bio Real Estate Transfers Week of Sept. 17 – September 18, 2020 Latest Posts Donald Trump Jr. to host Holden campaign event – September 18, 2020center_img ELLSWORTH — Samantha Mason led the Ellsworth High School girls’ basketball team to a 57-44 victory over No. 12-ranked Mattanawcook Academy in Tuesday’s Class B North prelim.Mason scored a game-high 21 points for the fifth-seeded Eagles. Caitlin Bean contributed 12 points, and Madison Card added 10.Ellsworth will play No. 4-ranked Winslow in the quarterfinals on Saturday. Latest posts by (see all) This is placeholder textThis is placeholder textlast_img read more

  • Reggae Month sounds off

    first_imgThe Jamaica Reggae Industry Association (JaRIA) organized Reggae Month 2017 is underway.Now in its tenth year running, Reggae Month, showcases a variety of events including live events as well as business and educational forums.The month officially kicked off on Sunday January 29 with a church service followed by a special edition of the Dub Club at Skyline Drive in St Andrew.On Wednesday February 1, the first of three Reggae Wednesdays concert at the Mandela Park in Half Way Tree was held. The concert was a tribute to the life and works of the Crown Prince Dennis Brown and featured performances from Christopher Martin, Warrior King, Christopher Ellis, Prophecy, D Major, Lymie Murray , Skalareg and Dennis Brown’s daughter Marla Brown. There was also a special performance from Brown’s friend and protégé, Freddy McGregor.Warrior King gave a command performanceAll artistes were backed by Lloyd Parkes and We The People Band.Apart from live concerts, JaRIA has also organized forums such as “Open Universities” and its annual Honors Awards which will see a number of personalities, who have paid their dues in building the product, being feted.Those to be honored this year include; Rita Marley, Robbie Lyn, Half Pint, Chris Blackwell, GT Taylor and Winston ‘Merritone’ Blake.The organizers have also endorsed a number of events, including the Red Rose For Gregory Concert at the Constant Spring Golf Club, the weekly Weddy Weddy dance at Stone Love’s Kingston headquarters, Wappinz Thursdays in Coburn Gardens, The Bob Marley Birthday Celebration, Beres In Negril and Vinyl Thursdays at the Regal Plaza.last_img read more

  • Report: Lakers continue coaching interviews with expanded pool of team officials

    first_img Lakers practice early hoping to answer all questions The Kings retained two lawyers from a Sacramento law firm,  Sue Ann Van Dermyden and Jennifer Doughty, to direct the investigation, while senior NBA official Elizabeth Maringer (a former federal attorney in New York) will join from the league’s side. The group will be tasked with looking into the alleged 2014 incident that has stemmed a civil lawsuit, in which former sports reporter Kelli Tennant accused the then-Golden State Warriors assistant coach of holding her down and kissing and groping her despite her protests in a Santa Monica hotel room. Tennant, who held a press conference Tuesday publicly stating her claims, said she feared that Walton was going to rape her. Subsequent interactions when Walton was Lakers head coach and she covered the team, she said, were a factor in her leaving Spectrum SportsNet LA.“The Kings and the NBA take these allegations very seriously and will collaborate to conduct a complete and thorough investigation,” the league said in a statement released Thursday.Walton’s attorney has called the claims “false” and “baseless” and vowed to disprove them in court. Trail Blazers beat Grizzlies in play-in, earn first-round series with the Lakers As the Lakers narrow their focus on three particular head coaching candidates, their pool of interviewers is reportedly expanding.A large party of team officials headed to Philadelphia on Thursday to interview 76ers assistant Monty Williams, according to a report from The Athletic. While team owner Jeanie Buss and General Manager Rob Pelinka are the principal players in the meeting, the group will also include franchise officials Jesse Buss, Joey Buss, Kurt Rambis, Linda Rambis and Tim Harris.The interview will be the second with Williams; the Lakers have also had two interviews with former Cleveland Cavaliers coach Tyronn Lue and one interview with Miami Heat assistant Juwan Howard. The Lakers interviewed former Nets and Bucks coach Jason Kidd on Monday, but subsequent reports played down his chances of landing his third head coaching job.The significant number of cooks in the kitchen is an intriguing development for the Lakers, who have yet to outline their new power structure in the wake of team president Magic Johnson’s surprise resignation on April 9. In the time since, top team officials have not addressed the media, but Pelinka has been the primary operator in the search to replace Luke Walton, who left the team on April 12. Trail Blazers, Grizzlies advance to NBA play-in game; Suns, Spurs see playoff dreams dashed center_img AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREUCLA alum Kenny Clark signs four-year contract extension with PackersEach of the reported attendees in Philadelphia is an important player in the organization: Jesse and Joey Buss, the younger brothers of Jeanie Buss, are the assistant general manager and the president of the G League affiliate, respectively, and are involved in team scouting. Kurt Rambis is a team advisor with a long history as a player and coach in the franchise; Linda Rambis, Kurt’s wife, is the director of special projects who is close friends with Jeanie Buss. Harris is the team COO who directs much of the team’s business operations.The Lakers expanding the circle of interviewers could be indicative of a shift in their power structure, as well as a marker of the team drawing closer to a final decision for a head coach. There have been no reports of the Lakers searching for an outside candidate to replace Johnson.Demand is building for Williams, who had a 173-221 record in five years in New Orleans. After the Phoenix Suns fired head coach Igor Kokoskov earlier in the week, ESPN has reported that Williams is the franchise’s top candidate, and they have plans to interview him Friday in Toronto – the day before the 76ers begin their Eastern Conference semifinal series with the Raptors.NBA, KINGS BEGIN WALTON INVESTIGATION IN EARNESTThe NBA and the Sacramento Kings have officially started an investigation into sexual assault allegations leveled against former Lakers coach Luke Walton, who was hired by the Kings earlier this month.Related Articles Newsroom GuidelinesNews TipsContact UsReport an Error How athletes protesting the national anthem has evolved over 17 years Lakers, Clippers schedules set for first round of NBA playoffs last_img read more

  • Arsenal beats Chelsea 2-1 to seal League Cup final with City

    first_imgAlmazan vows to comeback stronger after finals heartbreak Steam emission over Taal’s main crater ‘steady’ for past 24 hours For once, it’s not the FA Cup providing cover for Wenger. Arsenal’s defense of the more prestigious domestic cup ended at the first hurdle in an embarrassing loss to Nottingham Forest earlier this month. But a first trip to the League Cup final since 2011 gives Wenger a chance on Feb. 25 to add the only piece of domestic silverware missing in more than 21 years at Arsenal.Sports Related Videospowered by AdSparcRead Next Chelsea raced into a seventh-minute lead through Eden Hazard but Arsenal quickly fought back. Nacho Monreal’s free header from a corner ricocheted off the heads of Chelsea duo Marcos Alonso and Ruediger before flying into the net in the 12th minute.Arsenal took the lead on the hour when Alexandre Lacazette’s cross was inadvertently diverted by Ruediger into the path of Granit Xhaka, who poked the ball past goalkeeper Willy Caballero.FEATURED STORIESSPORTSTim Cone, Ginebra set their sights on elusive All-Filipino crownSPORTSGinebra beats Meralco again to capture PBA Governors’ Cup titleSPORTSAfter winning title, time for LA Tenorio to give back to Batangas folk“In the first half we gave them too much respect, maybe, and we suffered from that,” Arsenal manager Arsene Wenger said. “In the second half we rectified that.”In part thanks to Wenger’s shift to a three-man defense in the second half. Newsome sets focus on helping Bolts open new PBA season on right track Don’t miss out on the latest news and information. OSG plea to revoke ABS-CBN franchise ’a duplicitous move’ – Lacson Arsenal’s Shkodran Mustafi controls the ball during the English League Cup semifinal second leg soccer match between Chelsea and Arsenal at the Emirates stadium in London, Wednesday, Jan.24, 2018. (AP Photo/Matt Dunham)LONDON — Two fortuitous goals helped Arsenal beat Chelsea 2-1 on Wednesday and seal a League Cup final meeting with Manchester City, providing a glimmer of joy in a gloomy domestic campaign.Both Arsenal goals received a helping hand from Chelsea defender Antonio Ruediger as the semifinal meeting of London rivals came to life after a sterile, scoreless first leg two weeks ago.ADVERTISEMENT Michael Porter Jr. stays patient as playing time increases Lights inside SMX hall flicker as Duterte rants vs Ayala, Pangilinan anew Nonito Donaire vs Naoya Inoue is BWAA 2019 Fight of the Year Antetokounmpo says Kidd helped him grow into dominant player Carpio hits red carpet treatment for China Coast Guard PLAY LIST 02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award View comments MOST READ Jiro Manio arrested for stabbing man in Marikina “We might have got our formation wrong … but we came back into it and showed great character,” Arsenal midfielder Jack Wilshere. “We showed our quality going forward.”Unlike Chelsea. A recovery rarely looked on the cards from Antonio Conte’s disjointed side in a derby that exposed the visitors’ shortages in the squad.Chelsea’s attacking threat was sapped by the loss of Willian in the first half with a hamstring problem, and Conte was forced to bring on Ross Barkley for his debut.The new recruit from Everton was lacking sharpness in his first match since being injured May. But Conte was forced to deploy the midfielder as a “false nine” at times. It was little wonder the goal threat was so lacking from a side that won the Premier League last season.Chelsea’s hopes of defending that title faded long ago, with Man City 15 points ahead of the third-place champions. Arsenal is languishing in sixth place but Wenger is still through to a fourth domestic final in five seasons.ADVERTISEMENT LATEST STORIES OSG plea to revoke ABS-CBN franchise ’a duplicitous move’ – Lacsonlast_img read more

  • Women’s Basketball Edges UNI In Double-Overtime Thriller, 88-79

    first_imgStory Links Live Stats 1350 ESPN DES MOINES THE VALLEY ON ESPN3 Listen Live Watch Live PDF Box Score HTML Box Score Following Friday’s game, Drake enjoys a short break before returning to action on Feb. 3 at Southern Illinois. Print Friendly Version at Southern Illinois 2/3/2017 – 6 PM Full Schedule Roster Drake made 34-of-36 free throws as Hittner (8-of-8) and Rose (9-of-10) set career marks at the charity stripe and Wendell made 8-of-9. As a team, Drake overcame a 2-of-20 shooting performance from behind the three-point line. The Bulldogs had 25 bench points behind Rose’s career-day. Next Game:center_img Photo Gallery Drake improved to 16-4 overall and 9-0 in the MVC with the road victory to take sole possession of first place in the conference. UNI had an 11-game winning streak snapped with the loss and dropped to 15-5 overall and 9-1 in league play. The two overtimes are the most extra periods in the series since the two teams played a four-overtime thriller on Jan. 23, 1992 that Drake won 112-106 in the Knapp Center. Senior Lizzy Wendell (Blue Springs, Mo.) added 16 points with 14 coming after halftime while Caitlin Ingle (Runnells, Iowa) had 12 points and eight assists. In a game that featured 16 score ties and 10 lead changes it was Drake who finally seized control of the game late in the second overtime. With the score at 72-72, UNI scored the first point of the overtime on a free throw, but the Bulldogs answered with a three-point play by Rose to go up 75-73. The Panthers tied the game up with a pair of free throws, but it would be as close as they would get as Wendell made her own three-point play and a pair of free throws and Rose had a layup to push the advantage to five points at 82-77. UNI cut its deficit to three points at 82-79 with 1:11 left in the game, but Drake closed out the win with a 6-0 scoring run to snap a three-game losing streak in the series. The Bulldogs had five players finish in double figures, led by redshirt sophomore Becca Jonas (Independence, Mo.) with a team-high 18 points. Jonas added 12 rebounds and a career-high six assists for her second double-double this season and 12th in her career. Two others recorded double-doubles as freshmen Becca Hittner (Urbandale, Iowa) and Brenni Rose (Shawnee, Kan.) joined Jonas. Hittner had a career-high 11 rebounds and 10 points for her second career double-double while Rose set new career-highs with 17 points and 10 rebounds for her first. Preview CEDAR FALLS, Iowa – In a battle between the top two women’s basketball teams in the Missouri Valley Conference on Friday, Jan. 27, the Drake University women’s basketball team edged the UNI Panthers, 88-79, in a double-overtime thriller at the McLeod Center.last_img read more

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