Dutch companies and employees must be allowed to choose the right balance between pensions targets, investment risks and contributions, the Pensions Federation has argued.Speaking at the federation’s annual congress, chairman Kick van der Pol stressed that the sector wanted to improve the stability of both contributions and liabilities.But he decried the fact that, in initial proposals for a real pensions contract, pension funds had to invest “prudently” while at the same time providing full indexation.In the federation’s opinion, this is “impossible”. In a message ostensibly directed towards Jetta Klijnsma – state secretary for the Ministry of Social Affairs, who is currently elaborating a financial assessment framework (FTK) based on a single hybrid pension contract – Van der Pol compared the government’s previous versions of the FTK with “a shoe shop without the right shoe sizes”.He also lamented the “contradictory” goals of politicians, who have demanded both an increase in contributions to improve financial buffers and lower premiums, due to the expected reduction of tax-friendly pensions accrual.In the chairman’s opinion, pensions communication should focus on explaining risks to participants rather than on underlining certainties.“We must make clear that taking investment risks generates a much better pension than risk-free investment,” he said.Van der Pol also announced that the Pensions Federation’s three constituent organisations – the Association of Industry-wide Pensions Funds (VB), the Foundation for Company Schemes (OPF) and the Union for Occupational Pensions Funds (UvB) – would merge fully into a single lobbying body on 1 January.“By offering pension funds the option of becoming a direct member of the federation,” he said, “we expect to increase both their involvement and our influence.”He added that the federation hoped the change would help regain the trust of participants.Surveys have shown that pension-fund participants currently have more faith in banks and insurers than in pension funds.
Atlético has been shivering up. Morata’s injury, together with the long-term loss of Diego Costa, has left Simeone without its two starting points, whose goal is to be able to stand against Liverpool (February 18). However, the constant physical problems that plague the team can grant Ivan Saponjic the opportunity Which has been waiting all season. The Serbian striker has patiently endured the wait that has meant spending his first six months in the club between the stands and the bench, always training to the fullest without a bad face or a bad gesture. Until January 23, in the Copa del Rey game against Cultural Leonesa, where he jumped into the field for the first time. They were 60 minutes, extension included, in a match where he had two chances to debut as a scorer. Three days later he would play the last four minutes of the game against Leganés where with a header he was also close to touching the glory of the goal. A total of 64 minutes for a Saponjic that next Saturday against Granada could enjoy its first title in Atlético. Simeone tested the Serbian in an attack pair with Vitolo During the training today and at the end of the exercises he dedicated an aside with the player where he tried his shot and Cholo explained what he wants from him. The rest of the team would be formed by Oblak; Vrsaljko, Savic, Beautiful, Lodi; Thomas, Saul, Koke and Correa. In the little that has been seen the ’17’ has stood out for his back play, his physical strength and his ability in the air game. Saponjic has been clear since his arrival at the club last summer that he wants to succeed as a rojiblanco. 22 year old player He didn’t want to hear about an exit in the winter market although he had not even made his debut and strikers of Atlético B as Poveda or Camel They had counted more for Cholo. Before Granada, his work in silence could have the prize of ownership. Atlético needs a goal (22 in 22 days) and the Serbian can be a trick in search of finding that treasure that so many points have been collected so far this year.