Recent Posts

  • Top 20 Hotels in UK and Ireland

    first_imgSource = e-Travel Blackboard: S.P. World leading global accommodation website HotelClub, recently announced 20 winners from the UK and Ireland in the HotelClub Hotel Awards 2011.The HotelClub awards honor outstanding hotels around the world that highlight unique quality and local experience.The awards recognised hotels in London and Ireland from categories including ‘Best Place for Celebrity Spotting’ The Langham Hotel, to ‘best place for shopaholics’ The Rembrandt Hotel.  If it’s romance you’re after, hotel Royal Crescent in greater England received recognition in the category ‘best romantic rendezvous’. “Congratulations to all the winners, they have risen to the top based on unbiased reviews by numbers, as well as objective assessments by HotelClub’s team of experts in categories that represent local experiences which our members value while travelling to new destinations,” HotelClubs vice president John Ryan said.The award winners in each category are as follows:London Awards:Best Place for Celebrity Spotting – The Langham Best Place for Afternoon Tea – Landmark Best for Country Comfort – London Flemings MayfairBest for Shopaholics – Rembrandt Hotel LondonBest Views Over London- The Royal Garden HotelAstonishing Architecture – London Town HallTop Places to be pampered – MetropolitanBest Place for Romantic Rendezvous- The MaryleboneBest Place for London Dry Gin – Egerto House HotelGreater England Awards:Best for Romantic Rendezvous Royal Crescent HotelBest for Weekend with the Girls/Guys Getaway Manchester – The Light Boutique Apart HotelBest for Test Cricket Nottingham – Jurys Inn NottinghamScotland Awards:Best Place for Haggis Breakfast Edinburgh – The ScotsmanBest Place for a Wee Dram –  Macdonald Aviemore Highlands Resort and Golf SpaBest Place to stay for the Auld Firm Game – The Lorne Hotel Best Tee Off and 19th Hole Newport Celtic ManorBest for Family – Apex InternationalIreland Awards:Best Place to Enjoy a Guinness – Arlington Hotel O’Connell BridgeBest Place to stay for the Gaelic Games – The Regency HotelBest for Rugby – D4Berkeleylast_img read more

  • Pax fights airline on bomb threat charge

    first_imgA Jetstar passenger accused of making a bomb threat has told a Queensland court that he plans to fight the charge, claiming he is a “victim of a crime”.According to Police, Harry Grillis allegedly told people on board a Cairns to Sydney flight in May that there was bomb on the aircraft, The Sydney Morning Herald reported.The aircraft, which had not yet left Cairns, was forced to return to the boarding gate and Mr Grillis was arrested.Earlier this week, the passenger’s duty solicitor Paul Richardson told the Court that Mr Grillis would fight the accusation, and instead lay charges against police prosecutors.“I will be charging these police officers as well,” he said.“I’ve been a victim of a crime.”According to Mr Grillis, he had a disability and should not be facing possible jail time.The accused is expected to return to Court on 22 July.Source = ETB News: N.J. Man says he is a “victim of a crime”.Image: commons.wikimedialast_img read more

  • Mayor Garcetti announces reopening of Historic Angles Flight Railway

    first_imgMayor Garcetti announces reopening of Historic Angles Flight RailwayMayor Garcetti announces reopening of Historic Angles Flight Railway Mayor Eric Garcetti has announced that Angels Flight, the iconic Downtown Los Angeles railway, has reopened to the public after a three-year closure.The Mayor celebrated the opening alongside Councilmember José Huizar, the Los Angeles County Metropolitan Transportation Authority, Angels Flight Railway Foundation, and the private partners that helped modernise the funicular over the last six months.“Angels Flight is so much more than a railway — it’s a bridge to our history, and a window into countless moments of joy and wonder that have helped shape L.A.’s story for more than century,” said Mayor Garcetti. “I am grateful to our partners, who had the vision and persistence to bring this treasure back to the people of our City, and I look forward to sharing it with the world for generations to come.”The world-renowned, 116-year-old funicular takes passengers on a scenic ride between Hill and Olive Streets on Bunker Hill. It reopens after a three-year closure for a full-scale modernisation with state-of-the-art safety upgrades made possible through a unique public-private partnership.“In a City with as storied a history as Los Angeles, Angel’s Flight is a treasure that captivates us universally as Angelenos,” said Council member José Huizar. “It speaks to our past and a restored and safer Angels Flight points to our future as a modern, multi-modal Downtown Los Angeles. I want to thank Mayor Garcetti, the Angels Flight Railway Foundation and the ACS Group for all their effort in helping us bring this City of Los Angeles gem back to life.”Originally opened in 1901, Angels Flight — the world’s shortest railway — has given more than 100 million rides along its hillside track. It closed temporarily in 2013, but earlier this year, the California Public Utilities Commission certified a plan to upgrade Angels Flight to meet the highest safety standards.In March of this year, Mayor Garcetti announced an agreement with the Angels Flight Railway Foundation and ACS Group to recondition, operate, and maintain the funicular for the next 30 years.“We are witnessing a historic moment for our City. Angels Flight Railway is back and in great hands,” said Adele Yellin, Chair of Angels Flight Railway Foundation Board. “Thank you Mayor Garcetti and your transportation director, Borja Leon for your support and perseverance. Congratulations to the ACS and SENER teams for successfully obtaining the needed approvals and completing the required improvements to ready Angels Flight Railway back into passenger service. See you on the tracks!”“ACS, together with its contractor, Dragados USA, and its project partner Sener Engineering, is honoured to be working with the Angels Flight Railway Foundation, the City of Los Angeles, and LA Metro, and is excited to be celebrating the re-opening of the historic Angels Flight,” said Nuria Haltiwanger, CEO of ACS Infrastructure Development, Inc. “This project is not just about connecting people from the top and bottom of Bunker Hill. It is about connecting Angelenos to the history of their vibrant City.  This is a shining example of what a public-private partnership can help achieve and how it can bring a community together.  We are thankful for the opportunity to help preserve this iconic landmark in Los Angeles, and look forward to many years of providing the community with safe and enjoyable rides on Angels Flight. “In addition to being an iconic tourist attraction, the funicular will serve as an important transit connection between the Metro station at Pershing Square and the top of Bunker Hill — an area that includes Walt Disney Concert Hall, the Broad Contemporary Art Museum, MOCA, and the Los Angeles Music Center, among other cultural institutions.Angels Flight is open to the public 365 days a year for US $1 per ride. Metro Tap Card holders will receive a fifty percent fare discount for the next three years.Source = Angels Flightlast_img read more

  • OTA Evils

    first_imgSource = OTA EvilsBut are agents innocent or complicit in ruining the industry?I love Dick Smith. He does not have the answer to anyone and has reached a point in his career that the truth matters more than the political fallout it can cause. He makes people uncomfortable. I kind of like that.He is right, some OTA’s do rip off a lot of hotels. I’ve seen firsthand whilst my mum was running her hotel in Cambodia. But are agents entirely free of blame?OTA’s create an environment promising massive sales and distribution. Hoteliers follow all of the tips and tricks when loading their property, click go live but it doesn’t appear on the front page of results. Or the second. Or the fifth.  It may as well not exist.Properties are largely organised or listed on the OTA websites based on the percent commission sets in the distribution channels from the hotel. It’s not price, it’s not how well they match the search criteria, but the money they will make. It’s not about the customer or the hotel. Stop being naïve.I performed experiments to see what it would take to get my mums property listed on the front page. The commission rate had to be set at 40% to 70% depending on the platform. But to get a booking, the price has to be right.  Combine that low price with a 40% margin and the individual booking runs at a loss. Hotels eventually realise, stop paying the premium, someone else steps up and get sucked in because “they know better.“Hotels are brainwashed thinking “rate parity” is fair. It’s code for big bad and scary OTA saying “if you want to use us, the cheapest place to book your hotel can only ever be through us.”But back to Dick and this relating to travel agents.Dick being Dick, you can get away with saying things like “(OTAs) such as EXXXXXX and” are “exploiting and extorting” Australian hotel and motel owners and has called on consumers to boycott the services.”He is supported by brave but much smaller players ““They’re ripping us off,” Golden Hill Motel owner Mark Henderson says”A consumer is anyone who is using the sites, irrespective of their commission level. Dick’s suggestion is that anyone who is using these companies are undermining the industry and the hoteliers, often small business owners without the backing of massive brands.In this context travel agents who support these brands with these practices are not only complicit , but are also undermining their own future job prospects . But hey, the price is a little bit cheaper today… learn more about herelast_img read more

  • Ramada Resort Dunsborough goes above and beyond

    first_imgRamada Resort Dunsborough goes above and beyond to save waterRamada Resort Dunsborough goes above and beyond to save waterRamada Resort by Wyndham Dunsborough has become a water-saving leader this summer after taking up Busselton Water’s challenge to become a Waterwise Business in Action.The result saw the Dunsborough hotel’s team complete a comprehensive business-wide water audit – scouring the business from top to bottom for improvements – and saving more than 4,000kL of water and thousands of dollars per year. Ramada Resort Maintenance Manager, Brian Blanchard said the business had made a fundamental commitment to become a waterwise business a year ago.“After discovering we had a significant leak in one of our water tanks, it highlighted to us just how important it was that we look at every part our operation to make sure we were conserving water,” Brian said.“It uncovered a lot of inefficiencies in our water network. For example, we discovered our reticulation was 20-years-old and was guzzling a lot of unnecessary water which more modern systems simply don’t do.”From installing water saving shower heads to more significant actions including replacing a leaking water tank, Ramada Resort has led the way in water saving. Their efforts included:• installing water saving showerheads in all 84 showers;• replacing an existing 20,000-litre water tank as well as a pool pump system which had significant leaks;• removing high-water needs plants from the gardens and looking for native planting opportunities across the entire resort;• reviewing the current reticulation system which resulted in removing 200 watering heads which were not required; and• streamlining watering periods, including reducing watering time for lawns and gardens.“Reviewing water use across the entire resort has been extremely beneficial. Not only are we making financial savings, we’re also proud to be doing our part to conserve local water supplies,” he said.Busselton Water CEO Chris Elliott commended Ramada Resort and said it was great to see a local business step up its water conservation efforts.“Ramada Resort is the perfect example of a Waterwise Business in Action – a local business reducing its own impact on the environment and also encouraging water saving in each of the guest rooms too,” Mr Elliott said.Ramada Resort by Wyndham Dunsborough is one of a number of businesses in the Busselton Water catchment recognised as a Waterwise Business in Action which has demonstrated leadership in waterwise behaviour. Source = Ramada Resort by Wyndham Dunsboroughlast_img read more

  • Sucheta Nagpal

    first_imgThis is the first time that we participated in TTF Kolkata and this time we focused on our B2B portal. TTF is very nicely done and nicely managed. The footfall was good and we have been able to capture it well and gain from it.last_img

  • CEO of Barbados Tourism says tourism is the main contributor to economy

    first_imgAccording to Marsha Alleyne the Acting CEO of the Barbados Tourism Product Authority, tourism is still the main driver of the economy of the island. Alleyne spoke with the media after the walk to celebrate Tourism Week 2018 in Barbados. She remarked that every Barbadian should play their part in ensuring that the tourism sector continues to prosper in the island. “Well, the industry has been performing well. It is still the engine that sustains the economic viability of the nation and we have to ensure that we do all we can. Every single Barbadian has the opportunity to do all that they can to ensure that this industry is sustained, and not just sustained, but that it grows and gets better.”While participating at the walk, Alleyne quipped that such tourism walks are important because it allows them to recognise the work of people associated with the sector. “I think that it is very important because sometimes you forget the very people that carry this nation right now. The nation in terms of the economic stability of Barbados is right on the backs of the tourism workers and we wanted to pay them homage; that we celebrated them and that we ensured that all Barbadians understood that these people are important and viable to the tourism industry and tourism sector of Barbados.”last_img read more

  • B of A Ceases Mortgage Sales to Fannie Mae

    first_img in Government, Origination, Secondary Market, Servicing Agents & Brokers Fannie Mae HARP Investment Investors Lenders & Servicers Mortgage-Backed Securities Processing Refinance Service Providers U.S. Securities & Exchange Commission 2012-02-24 Ryan Schuette Share B of A Ceases Mortgage Sales to Fannie Maecenter_img February 24, 2012 403 Views “”Bank of America””: announced Thursday that it will cease making new refinance mortgage sales to “”Fannie Mae””: as the mortgage heavyweights tangle over sensitive buyback claims from the financial crisis.[IMAGE] The bank will stop selling first-lien refinance loans to the GSE for securitization purposes this month, it said in a “”filing””: with the “”Securities and Exchange Commission””: of America cited “”contractual delivery commitments [COLUMN_BREAK]and variances”” for a halt in sales against a backdrop of legal wrangling with Fannie Mae that it called “”inconsistent”” with past statements.Dan Frahm, a spokesperson with Bank of America, tells us that the bank’s relationship change with Fannie Mae will continue with respect to residential mortgage loan volume.””This decision will not affect the credit available to our customers, and we will rely on other sources of liquidity to continue to ensure we are lending to our customers and supporting the housing market recovery,”” says Dan Frahm, a spokesperson with Bank of America.He tells us that the relationship change will impact residential mortgage loan sales, not activities with the Home Affordable Refinance Program.””We remain focused on supporting our customers with loan modifications and refinancing through the Making Home Affordable program, and those solutions will not be impacted,”” he adds.Referencing a report by _Inside Mortgage Finance_, the _New York Times_ said that Bank of America accounted for $37.7 billion, or roughly one-third, of Fannie Mae’s mortgage purchases last year.last_img read more

  • 2015 Outlook Calls for 4 Increase in Home Sales

    first_img in Daily Dose, Data, Headlines, News Share Freddie Mac predicted that 2015 will see the highest level of home sales in the U.S. since 2007 in its December 2014 U.S. Economic and Housing Market Outlook released on Tuesday.In the report, Freddie Mac looked back at five key consensus predictions for 2014, how they fared, and how they will affect housing and the economy next year. In addition to home sales, the four other areas examined were mortgage originations, home values, rental market, and mortgage rates.A 4 percent jump is expected for home sales up to 5.6 million in 2015, which would be the highest annual level home sales have experience since 2007, according to the report. A weaker than expected economy and a harsh winter brought down home sales for the first half of 2014 in spite of the healthy gains that were predicted at the start of the year. But home sales and the economy made a strong comeback for the second half of 2014, and analysts expect that recovery to continue on into 2015.Home price gains experienced moderate gains in 2014, as were predicted following the double-digit increases in 2013. In 2014, home value gains grew at a rate of 4.5 percent, and in 2015, they are expected to increase by 3.0 percent, according to the report. Rental vacancies fell to their lowest level since 2000 in the last year, and 30-year fixed mortgage rates are expected to average 4.4 percent in 2015 after hovering just below 4 percent in December.”The recent drop in oil prices has been an unexpected boon for consumers’ pocketbooks and most businesses,” said Frank Nothaft, Freddie Mac vice president and chief economist. “Economic growth has picked up over the final nine months of 2014 and lower energy costs are expected to support growth of about 3 percent for the U.S. in 2015. Therefore we expect the housing market to continue to strengthen with home sales rising to their best sales pace in eight years, national house price indexes up, and rental markets continuing to display low vacancy rates and the highest level of new apartment completions in 25 years.” December 18, 2014 441 Views center_img 2015 Outlook Calls for 4% Increase in Home Sales Forecast Freddie Mac Home Sales Mortgage Rates 2014-12-18 Seth Welbornlast_img read more

  • FHFA Home Prices Nearing Pinnacle Reached in 2007

    first_img April 22, 2015 449 Views in Daily Dose, Data, Headlines, News The Federal Housing Finance Agency released its February data on U.S. home prices Wednesday, and the numbers are almost back to their pinnacle.U.S. house prices overall rose 0.7 percent on a seasonally adjusted basis from January to February, according to the agency’s monthly House Price Index report. Prices were up 5.4 percent nationwide compared to this time last year.The HPI is calculated by using home sales price information from mortgages sold to, or guaranteed by, Fannie Mae and Freddie Mac.The strongest region in the February report was the South Atlantic, which for the first time since December showed an increase. House prices in the South Atlantic rose 1.8 percent in February, after two consecutive months of decreases.New England was a close second, showing a 1.6 percent increase in February, after four straight months of modest growth. Each region saw house prices climb 6.4 percent since February 2014, though the largest year-over-year increase occurred in the Pacific, where house prices leaped almost 7 percent since last year, according to the report.The only region to see a drop in house prices in February was the East South Central (comprised of Kentucky, Tennessee, Mississippi, and Alabama). This region saw house prices decrease 1.3 percent, after reporting increases of more than 2 percent in each of the prior two months. Overall, the region is up 3.3 percent from last year. The lowest year-over-year figure was the 2.6 percent increase in house prices in the Middle Atlantic region.The U.S. market overall has increased steadily since September 2011, and is where it was in September 2007, just six months after the index’s all-time peak.FHFA’s data is much the same as that of  CoreLogic, which earlier this month released its latest Home Price Index. That report found that U.S. home prices were up 1.1 percent from January to February and up 5.6 percent from a year ago. It was the third consecutive year in which house price values increased. FHFA: Home Prices Nearing Pinnacle Reached in 2007center_img Federal Housing Finance Agency FHFA Home Prices 2015-04-22 Scott_Morgan Sharelast_img read more

  • Buying Demand Affordability Move Home Prices Up by 65 Percent in June

    first_img in Daily Dose, Data, Headlines, News Buying Demand & Affordability Move Home Prices Up by 6.5 Percent in June August 4, 2015 592 Views Affordability Buyer Demand Confidence CoreLogic June 2015 Home Price Index 2015-08-04 Staff Writercenter_img Home prices are edging up once again thanks to pent-up buyer demand, affordability, consumer confidence, and an improving labor market.According to CoreLogic’s June 2015 Home Price Index (HPI) report, home prices, including distressed sales, increased by 6.5 percent year-over-year in June.“The current cycle of home price appreciation is closing in on its fourth year with no apparent end in sight,” said Anand Nallathanbi, president and CEO of CoreLogic. “Pent up buying demand and affordability together with higher consumer confidence buoyed by a more robust labor market, are a potent mix fueling a 6.5 percent jump in home prices through June with more increases likely to come.”According to the report, excluding distressed sales, home prices increased by 6.4 percent year-over-year in June. May marks the 40th consecutive month of year-over-year price gains. Month-over-month, homes prices were up by 1.7 percent in June compared to May including distressed sales.  Excluding distressed sales, home prices were up 1.4 percent on a monthly basis in June.Even with the increases seen in home prices nationally, they still remain 7.4 percent below their April 2006 peak, CoreLogic reports.The CoreLogic HPI Forecast predicts that home prices will rise 0.6 percent from June 2015 to July 2015 and increase by 4.5 percent from June 2015 to June 2016.Fifteen states and the District of Columbia reached new HPI highs including Alaska, Arkansas, Colorado, Hawaii, Iowa, Kentucky, Nebraska, New York, North Carolina, North Dakota, Oklahoma, South Dakota, Tennessee, Texas, and Wyoming.CoreLogic reported that four states showed negative home price appreciation: Massachusetts (-5.0 percent), Connecticut (-0.6 percent), Louisiana (-0.4 percent), and Mississippi (-0.3 percent).“The tightness of the for-sale inventory varies across cities,” said Dr. Frank Nothaft, chief economist at CoreLogic. “Throughout the U.S., the months’ supply was 4.8 months in the CoreLogic home-listing data for June, but varied greatly across cities. In San Jose and Denver, there was only 1.6 months’ supply of homes on the market, whereas Philadelphia had a seven months’ supply and Providence had a 6.6 months’ supply. The stronger appreciation was registered in cities with limited inventory and strong homebuyer activity, such as San Jose and Denver.” Sharelast_img read more

  • Pending Home Sales Increase Rebound or Not

    first_img January 30, 2017 547 Views Solid increases in pending home sales in the south and west offset slower sales in the northeast and Midwest leading to an overall uptick in December, according to data released by the National Association of Realtors (NAR).The NAR’s Pending Home Sales Index, a forward-looking indicator based on contract signings, increased by 1.6 percent to 109.0 in December from 107.3 in November. This puts the index .3 percent above its level in December 2015, which was 108.7.NAR’s Chief Economist Lawrence Yun said contract activity throughout the country was mixed in December, but finished strong to end the year positively.”Pending sales rebounded last month as enough buyers fended off rising mortgage rates and alarmingly low inventory levels to sign a contract,” Yun said. “The main storyline in the early months of 2017 will be if supply can meaningfully increase to keep price growth at a moderate enough level for households to absorb higher borrowing costs. Sales will struggle to build on last year’s strong pace if inventory conditions don’t improve.”Dr. Joseph Kirchner, Senior Economist with, urged industry monitors to not take December’s rise as indicative of a surge in sales.Kirchner said the uptick in the pending sales home index is “merely oscillation around a seven-month downward trend” and doesn’t make up for November’s year over year decline of .4 percent.“The most important factor contributing to the declining trend in pending sales is lack of supply, which has made it difficult for buyers to find a home that meets their needs,” Kirchner said. “The persistent trend of price appreciation exceeding income appreciation means homes on the market become less affordable every month. The decline in pending sales began in May, several months prior to mortgage rate hikes, so rising mortgage are not yet a dominant factor in the decline in pending sales.”Yun said a large percentage of the overall housing supply right now is at the upper end of the market, as evident from sales data showing homes sold at or above $250,000 increased by 10 percent. Meanwhile, homes sold between $100,000 and $250,000 only increased 2.3 percent.”The dismal number of listings in the affordable price range is squeezing prospective first-time buyers the most,” Yun said. “As a result, young households are missing out on the wealth gains most homeowners have accrued from the 41 percent cumulative rise in existing home prices since 2011.”NAR experts expect existing home sales climb by 1.7 percent from 2016 to 5.54 million this year. Last year itself was the best year for home sales since 2006. National median existing home price are expected to rise by 4 percent.“Especially if construction-related regulations are relaxed, all eyes will be on the homebuilding industry this year to see if they can finally start making up lost ground on the severe housing shortages impacting much of the country,” Yun said. in Daily Dose, Headlines, News Sharecenter_img Housing Market pending sales 2017-01-30 Phil Banker Pending Home Sales Increase: Rebound or Not?last_img read more

  • The Week Ahead Measuring Market Confidence

    first_img Builder Confidence Home Affordability Housing Supply National Association of Home Builders Wells Fargo 2017-03-12 Mirasha Brown Share March 12, 2017 629 Views in Data, Headlines, Newscenter_img This week, the National Association of Home Builders (NAHB) and Wells Fargo will release its Housing Market Index for the month of March.Taking a look at the February index, builder confidence for newly-built single-family homes declined two points to a level of 65.On a regional scale, the Northeast fell two points to 50, the Midwest rise one point to 65, the South declining one point to 67, and the West holding firm at 79 for the third consecutive month.Dr. Robert Dietz, Chief Economist for NABH, commended the robustness of the housing market despite seeing a decline in buyers and the efforts to withstand a lack of housing inventory.“With much of the decline this month resulting from a decrease in buyer traffic, builders continue to struggle to minimize costs while dealing with supply side challenges such as a lack of developed lots and labor shortages,” he said. “Despite these constraints, the overall housing market fundamentals remain strong and we expect to see continued growth this year as some of these concerns are addressed.”The March index is scheduled to release on March 15 at 10 a.m., and we will find out if builder confidence will trump affordability.Upcoming NewsNFIB Small Business Optimism Index, Tuesday 6 a.m. ESTFOMC Meeting Announcement, Wednesday 2 p.m. ESTFOMC Forecasts, Wednesday 2 p.m. ESTFed Chair Press Conference, Wednesday 2:30 p.m. EST The Week Ahead: Measuring Market Confidencelast_img read more

  • St Louis Milwaukee Top Millennial Housing Lists

    first_img HomeUnion millennial buyers Millennial Homebuyers milwuakee st louis 2017-05-02 Aly J. Yale in Daily Dose, Data, Headlines St. Louis, Milwaukee Top Millennial Housing Lists The absolute best place for millennial homebuyers? That’d be 63144—located in St. Louis, Missouri, according to new data from HomeUnion. For millennials renters, the best market is a little further north, in Milwaukee’s 53122 zip code.Together, these regions offer the best access to good schools and jobs, without long commutes or overly expensive housing.Other zip codes to make the list of top spots for millennial homebuyers were 33434 (West Palm Beach, Florida); 15243 (Pittsburgh, Pennsylvania); 44026 (Cleveland, Ohio); and 73003 (Oklahoma City, Oklahoma). Altogether, the list includes 17 cities—all of which boast an average monthly mortgage that does not exceed 28 percent of the median household income for the area.According to Steve Hovland, Director of Research at HomeUnion, millennials face a predicament in today’s housing market.”We know that millennials would like to own a home, but we also know that they struggle to find suitable for-sale options near major employment centers due to high home prices and low inventory,” Hovland said. “Homes in metro areas like Los Angeles, San Francisco, and New York City, where many millennials prefer to live, are out of reach for the most of the millennial generation because of the disparity between prices and incomes. They are also burdened with high levels of student loan debt, which makes homeownership an additional challenge.”Aside from Milwaukee, other zip codes ideal for millennial renters are 40243 (Louisville, Kentucky); 78705 (Austin, Texas); 73165 (Oklahoma City, Oklahoma); 63126 (St. Louis, Missouri). The full list included 24 zip codes where rent did not exceed 2.5 times gross income for the region.To determine the best zip codes on both lists, HomeUnion looked at factors like school ratings, commute time, median income, and more. Only zip codes with cities in at least the 80th percentile were included.”To help millennials with their housing predicament,” Hovland said, “we created a comprehensive list of zip codes that are the most affordable with excellent public schools, and also have the shortest commute times to job centers.”To view the full list of results, click here.center_img Share May 2, 2017 628 Views last_img read more

  • Supreme Court Decision Could Impact CFPB

    first_img January 16, 2018 632 Views in Daily Dose, Featured, Government, journal, News Supreme Court Decision Could Impact CFPB The Supreme Court has agreed to hear a case that could have implications regarding the constitutionality of the Consumer Financial Protection Bureau. Last week the Supreme Court agreed to hear the case of Lucia v. Securities and Exchange Commission, which concerns how administrative law judges (ALJs) of the Securities and Exchange Commission are chosen. The D.C. Court of Appeals previously ruled against Raymond J. Lucia, who argued that ALJs are officers of the United States government, which means they fall under the dictates of the Appointments Clause. This would mean the ALJs would be required to be appointed “by the president, the head of a department, or a court of law.”The Court’s decision will be watched carefully by those following the progress of another case, PHH v. CFPB. That case is attempting to determine whether the CFPB is constitutionally able to remain an independent agency headed by a single director. PHH Mortgage is arguing that the CFPB cannot be independent and that it must report directly to the President. The CFPB argues that Congress is able to structure independent agencies as it has with financial regulators and that they maintain their independence by keeping their heads in place across administrations.Lucia was cited in February 2017 when the D.C. Court of Appeals agreed to consider the CFPB’s appeal on a previous PHH ruling by a lower court. The appeals court is expected to issue their ruling on that case soon, but now that the Supreme Court has agreed to look at Lucia, they could hold off to see if the higher court sets a precedent applicable to the case, or if their ruling would throw out the case altogether.The two cases are unfolding as the legal battle over leadership of the CFPB itself continues to drag on. When Consumer Financial Protection Bureau Director Richard Cordray officially resigned on November 24, 2017, he named the CFPB’s Chief of Staff, Leandra English, as the Deputy Director. He stated to the CFPB staff that she would be the Acting Director of the CFPB pursuant to the Dodd-Frank Act. However, soon after Director Cordray’s resignation, the Trump administration announced its appointment of Mick Mulvaney (Director of the Office of Management and Budget) as the Acting Director of the CFPB, pursuant to separate law called the Federal Vacancies Reform Act (FVRA).The debate about who is proper interim head of the CFPB has continued ever since. On January 10, Judge Timothy Kelley denied English’s request for a preliminary injunction against Mulvaney, explaining in his judgment that “ .. the best reading of the two statutes is that Dodd-Frank requires that the Deputy Director ‘shall’ serve as acting Director, but that under the [Federal Vacancies Reform Act] the President ‘may’ override that default rule.”English has requested an expedited appeal of the ruling.center_img CFPB cfpb acting director Consumer Financial Protection Bureau leandra english Lucia v. Securities and Exchange Commission Mick Mulvaney PHH v. CFPB Securities and Exchange Commission Supreme Court U.S. Securities & Exchange Commission 2018-01-16 David Wharton Sharelast_img read more

  • August 14 2018

    first_imgAugust 14 , 2018 Japanese apple saplings reportedly sold illegally … She emphasized that the key to the breeding programs was that they develop varieties that keep the Chilean fruit industry relevant at the international level.ApplesPablo Grau, who heads up research institute INIA’s apple breeding program, in collaboration with the Fruit Exporters’ Association (Asoex) and the Catholic University, also expected to see an apple launch within four years.It is currently in the second stage of development, having started in 2013 and is due to finish in January 2022. By that time at least one Chilean-bred apple variety is expected to be ready.”We are currently doing the cross and evaluating the material under the conditions that we have,” he said.He explained resistance to the Venturia fungus, which causes apple scab disease, would be an important characteristic of the new variety. He said this would cut down on production costs, given that in some cases growers have to carry out 18 fumigations for the fruit to be commercially acceptable.Grau explained that while there were Venturia-resistant varieties available in the market, they not did have the other key characteristics necessary for new apple varieties.”A good appearance, color, shape and international quality … are what the market is looking for, as well as juiciness and taste etcetera,” he said. Shipping companies drop British flag to avoid Brex … Chile is developing new varieties for various fruits and expects to have the first apple and citrus cultivars ready for 2022, with trials currently underway.The public and private projects – which also involve stonefruit, table grapes and cherries – are aimed at providing Chilean growers with a boost in both domestic and international markets.Johanna Mártiz, an associate professor of Agronomy and Forestry Engineering at the Catholic University of Chile, works in a breeding program that is developing seedless citrus varieties.She told Fresh Fruit Portal that the project was born from the problems growers were experiencing in the market with seeded lemon and mandarin varieties.”It is estimated that 35% of the fruit receives lower prices because of the seeds … and that is where this  breeding program came from,” she said, adding the program is largely focused on irradiating buds.Trials are underway for seedless mandarin and lemon varieties, and a spineless Limonero Fino 49 tree has also been developed. Mártiz expects that within four years the first varieties will be ready for their commercial launch. The new clementine variety is a cross between a clemenules and a oronules, while the mandarin variety has W. Murcott and Fortune parentage, and the lemon cross is between Eureka Frost and Fino 49.Expectations are highest for the mandarin variety, she said.”These selections are under final trials to move to the pre-commercial stage, where we will begin to evaluate all their agronomic characteristics to see how productive they are, if they meet the industry’s standards, among other things,” she said.center_img South Africa: Jupiter Group upgrades practices, fa … Scientists’ tomato genome-mapping project provides … You might also be interested inlast_img read more

  • The South African avocado industry is anticipating

    first_img The South African avocado industry is anticipating improved market conditions and better pricing in the European market this season amid lower volume forecasts in numerous supplying regions around the world.The country is projecting exports of 15.5 million cartons (equivalent to around 62,000 metric tons) for the campaign now getting underway, which would be 30% lower year-on-year. The first shipments are due to arrive in Europe in week 11 or 12.Peru – one of South Africa’s biggest competitors – is also expecting to produce lower volumes of avocados this year, with unofficial forecasts indicating a drop of 5-10% to 338,000MT. At the same time, the state of California in the U.S. – one of Peru’s main markets – is expecting its lowest crop in a decade, which will likely temp Peruvian exporters to ship more fruit there.”It looks like the market situation in terms of prices in Europe will be more favorable than it was last year,” Derek Donkin, CEO of South African Subtropical Growers’ Association (Subtrop), told year prices hit rock bottom halfway through the year, in what was described as an “extreme situation” by one distributor.Donkin attributed the lower South African volumes to an off-bearing year – following bumper production last year – as well as a series of heatwaves in growing areas last year during the time of early fruit set and also into December which caused fruit drop.Overall its been a mixed bag in terms of growing conditions, with rains in the Western Cape having broken the severe drought there, but drier conditions in the north of the country.”Different parts of the country are having different fortunes in terms of rainfall,” he said.He expected the season would be slightly shorter than the previous season, but anticipated growers would spread out their harvests, with the peak volume period being late March to mid-October.  Pioneering South African dragon fruit venture buil … South Africa: Consecutive record citrus crop expec … March 04 , 2019 You might also be interested incenter_img South African blueberry industry forecasts soaring … South Africa: Jupiter Group upgrades practices, fa … New markets on the horizonSouth Africa still has its sights on opening up new and important markets like the U.S. and China, the latter of which is assessing a pear export protocol before it will consider avocados. Donkin said that new markets such as these will be increasingly important in the future with global supplies set to rise.As well as Peru, which has been rapidly increasing avocado production over recent years, Colombia has also seen volumes skyrocket. With very little fruit going to the U.S., it is heavily reliant on the European market, which is also South Africa’s leading export destination.”Volumes from Colombia have risen substantially in the last year, and if there are is not new market access and if new markets such as China don’t grow there will be a problem,” he said. “But if you have a look at the growth that we’re seeing in China and the potential people believe there is in that market, the growth all over the world will be channeled to new markets like that.”Strong domestic industry developmentThere are many new plantings going in the ground in South Africa too, and Donkin said that these seemed to be in line with the projected growth in new markets. There are currently around 17,500 hectares planted in South Africa, with around 1,500 extra expected to go in annually for at least the next five years or so.”The nurseries in our country have geared up to produce more trees and we’re starting to see the nursery tree production come into cycle now, and it means nurseries will able to better satisfy the high demand for trees,” he said.While the new plantings are being seen all over the country, Donkin said the Limpopo province, which is the leading growing area, was seeing the highest rate of growthThe majority of new plantings are Hass or Hass-type varieties, but he said there are also significant amounts of green-skinned varieties going in the ground, largely aimed at filling the gaps in the local supply for the domestic market.”What’s happened in this country is there is strong demand for avocados year-round, and at times of the year there are imports taking place, but there are cultivars that are being planted in certain areas of the country that can be harvested earlier or later than usual,” he said.With total avocado production expected to be about 120,000MT this year, the domestic market will take a little under half of it, with around 10% typically destined for processing into products like puree or avocado oil.last_img read more

  • Air Canada offers premium customers access to 22 M

    first_imgAir Canada offers premium customers access to 22 Maple Leaf Lounges worldwide including 16 lounges at Canadian airports, and lounges at New York-LaGuardia, New York-Newark, LAX, London Heathrow, Frankfurt and Paris. Air CanadaairportsloungeVancouver Following an 18-month makeover and expansion, Air Canada has unveiled the revamped Vancouver International Maple Leaf Lounge, offering eligible customers a stylish oasis celebrating Canadian design, artistry and craftsmanship against the backdrop of beautiful British Columbia.Located directly opposite the priority security lanes for international departures at Air Canada’s trans-Pacific hub, the lounge is designed by Vancouver-based Gustavson Wylie Architects Inc. It offers seating capacity for 258 customers across an elegant two-level space that showcases contemporary Canadian design and artwork. Lounge guests can enjoy:hot and cold dining options, including a feature salad by celebrated Vancouver Chef David Hawkswortha chef’s station for individually prepared disheswines from Canada and from around the worldflat screen desktop computers, RICOH colour printing and scanning, and complementary wi-fispa-inspired shower rooms with rain shower heads, a Samsung TV zone, a VIP room and a quiet zone with reclining lounge seatinglast_img read more

  • agentsincentivesQantas Holidays

    first_imgagentsincentivesQantas Holidays Thanks to Qantas Holidays and Associated Brands agents could be shouting BINGO! and winning big just by registering bookings via ReadyRooms. Every time you make a ReadyRooms booking during the incentive period from mid-January to 9 February 2019, and make the payment, you can enter your booking number into a ReadyRooms Bingo Card. Just complete a Row or a Column to be eligible to enter to win one of the fantastic prizes. There are a mammoth 53 prizes up for grabs including a Major Prize of 3 Nights accommodation in the Maldives at The Residence. Other prizes include 10 x Google Home Minis, 5 x Spa Vouchers to the value of $100 per voucher, 5 x Restaurant Vouchers to the value of $100 per voucher, 20 x $50 Trip Dollar$ and 10 x $100 Trip Dollar$. Plus, there is a change to go into the bonus draw once you have completed your Row or Column. Simply tell us in 25 words or less why you book with ReadyRooms for your chance to win one of two $500 Trip Dollar$!! CLICK HERE to download your Bingo Card and start playing. last_img read more

  • The Arizona Cardinals are considering drafting loc

    first_imgThe Arizona Cardinals are considering drafting localcollegiate talent in the upcoming NFL Draft.Accordingto ProFootballTalk, several players have scheduledeither private workouts and/or visits to the Cardinalsfacility leading up to the draft. Two of them are localproducts: ASU cornerback Omar Bolden and Arizona widereceiver Juron Criner.Bolden, who missed the entire 2011 season due to a kneeinjury, is currently projected as a third round selection.The 5-foot-10, 202-pounder possesses the physical presencethat defensive coordinator Ray Horton covets. Bolden alsooffers value as a kick returner, after enjoying success atASU in that capacity. Bolden averaged 30.8 yards on 17kick returns during his Sun Devil career. The Cardinalsmay have interest, if Bolden falls a little further downthe draft board. Comments   Share   Criner, a wide receiver who hails from the University ofArizona, has emerged as a threat in the red zone. The6’3″, 224-pound senior caught 75 passes for 956 yardsduring his senior season in Tucson and set a new standardfor career touchdown catches by a Wildcat with 32. Crinerdoesn’t have the best wheels, but his size and blockingskills have him projecting to be taken in the third orfourth rounds.While the Cardinals have a certain affinity for playersfrom Arizona universities, they have also scheduledworkouts with Old Dominion defensive tackle RonnieCameron, Virginia defensive end Matt Conrath, Bethune-Cookman linebacker Ryan Davis, Virginia Tech cornerbackJayron Hosley and Illinois safety Tavon Wilson. D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ Top Stories center_img Nevada officials reach out to D-backs on potential relocation What an MLB source said about the D-backs’ trade haul for Greinke Cardinals expect improving Murphy to contribute right awaylast_img read more